Purchasing Power Calculator
Calculate how much purchasing power your money loses to inflation over time.
How This Works
Inflation raises prices over time, which means the same amount of money buys less in the future. This calculator shows two views: what today's amount will cost to replace later, and how much today's money is really "worth" in future purchasing power terms.
Formula
Example
$10,000 today, at 3% inflation over 10 years, will cost about $13,439 to replace — meaning $10,000 then only has the purchasing power of about $7,441 today.
Frequently Asked Questions
What will $10,000 be worth in 10 years at 3% inflation?
Its purchasing power will drop to about $7,441 in today's terms, while the same item would cost $13,439 to buy then.
Why do prices rise over time?
Inflation reflects the general rise in prices across an economy over time, which erodes the purchasing power of a fixed amount of money.