Lump Sum Investment Calculator
Calculate the future value of a one-time lump-sum investment.
Future Value
$14,176.25
Growth: $4,176.25
How This Works
A single lump-sum deposit compounds monthly — each period's interest gets added to the balance, so future interest is earned on a growing base.
Formula
FV = P × (1 + r/n)ⁿᵤ
where P = principal, r = annual rate, n = compounds/year, t = years
where P = principal, r = annual rate, n = compounds/year, t = years
Example
$10,000 at 7% for 5 years grows to roughly $14,190.
Frequently Asked Questions
What does $10,000 grow to at 7% over 5 years?
$14,176.25 — a gain of $4,176.25.
How often does this compound?
Monthly, a common convention for general investments.